I am often asked by clients – do I automatically get a $10,000.00 PIP (personal injury protection) check made payable to me, following a car accident? In the typical scenario, unfortunately, the answer is no. This article will briefly explain the purpose of Florida PIP insurance and its applicability when you are in an accident. Please note that nothing in this article is to be construed as rendering legal advice but is for informational purposes only.
Florida is a no-fault state that requires every vehicle owner to carry $10,000 in PIP benefits pursuant to Fla. Stat. 627.7407. This means that when you are in an accident, whether it is your fault or not, you qualify to make a claim for PIP benefits (if available). But what is the purpose of this required coverage and who gets the money? Does the claimant automatically get a $10,000.00 check made payable to them, following an automobile accident? Unfortunately, the answer is no. Continue reading “How are PIP Benefits Paid?”